Personal
For individuals & families
A team of independent and expert wealth planners, Sedulo Wealth is here to help you plan for life.
A successful financial plan begins by examining where you are now, where you are going and how you wish to get there. Understanding the journey is the first-step of your financial plan and is fundamental in achieving your lifestyle goals. Whether you’re accumulating or preserving wealth we’ll help you feel more money-confident for life’s big moments, now and in the future.
We believe planning is the most important part of wealth management so we help you structure your wealth for what’s important to you and your family. Along the way we’ll monitor, maintain and adapt your plan throughout your lifetime. Then you’re free to live life to the full and protect your legacy.
We have no such thing as a typical client, so our service is as unique as you. Our clients are business owners, successful people, professionals, entrepreneurs, families, trusts and charities.
Understanding the journey
Building wealth
Understanding the journey
Enjoying wealth
Understanding the journey
In retirement
Independence means choice
We are a team of independent financial advisers, highly trained and experienced at creating tailored financial plans. As independents we’re not tied to any particular provider. This gives us the freedom to choose funds and investments as we see fit.
Sedulo Wealth is a team of talented and highly qualified professionals. As a collective we can provide the most appropriate advice to any given situation.
Services for individuals & families
Building wealth
We use our discovery process for an understanding of your current circumstances and objectives. It’s from here that we’ll develop your tailored plan. Using cashflow modelling we’ll ensure you’re growing your wealth in the most flexible and tax-efficient way. We may recommend the use of some or all of these:
- Personal investments (dealing accounts, ISAs, offshore bonds)
- Pensions
- Tax led investments (venture capital trusts, enterprise investment schemes)
Your portfolio will continue to benefit from our ongoing management. Your investments will be reviewed and adjusted as legislation or other circumstances change.
Retirement
Your retirement will see you move from accumulation to drawing down on your wealth. We’ll have looked ahead with cashflow modelling to understand and plan for your future.
Your unique plan will ensure you’ve the cashflow you need, while minimising tax and mitigating investment risk.
Succession planning
“What happens after I’ve gone?” This is a question that most of us have asked ourselves. As people enter later life they become more interested in the answer. What will you leave for the next generation? What impact will inheritance tax have on your estate?
We’ll work with your lawyers to make sure your will properly reflects your wishes. We also work to create a plan that will mitigate inheritance tax without negatively affecting your financial security. We’ll look at some or all of the following:
- Trusts
- inheritance tax exempt investments
- Existing allowances and exemptions
- Family investment companies
- Insurance
It can be complex and difficult, but managing your finances needn’t be stressful. We’re here to help with an approach that is personal and friendly, yet professional and structured. Financial planning and wealth management is a people business, and we believe this is the best way to deliver true value.
Our Personal Finance Portal
The Sedulo Connect portal gives you access and control over your finances. Track your money and our success through real time updates whenever you wish, wherever you are. View your investments and savings, pensions and insurances, loans and mortgages, bank accounts and credit cards through your private portal.
Your connection to the app is securely encrypted, giving you peace-of-mind that your documents remain private while being accessible to you whenever you need them.
Get in touch.
Call and speak to a member of our talented team of experts. It’ll be a friendly conversation with no obligation. Our goal is to see how we can help you with a plan for life.
0333 222 4445
Get in touch.
Call and speak to a member of our talented team of experts. It’ll be a friendly conversation with no obligation. Our goal is to see how we can help you with a plan for life.
0333 222 4445